Terms of Service

Effective Date: March 18, 2026

1. Acceptance of Terms

By accessing or using the website of The Benefits Guidance Consortium ("we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You may not use this site to transmit any harmful, offensive, or disruptive content, or to attempt to gain unauthorized access to any part of the site or its systems.

3. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of The Benefits Guidance Consortium or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this site without our prior written permission.

4. Submissions and Communications

When you submit information through our website forms (such as the "Join the Movement" form), you grant us permission to contact you regarding Consortium activities, updates, and initiatives. You may opt out of communications at any time by contacting us directly.

5. Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

6. Limitation of Liability

To the fullest extent permitted by law, The Benefits Guidance Consortium shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or its content.

7. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

8. Changes to These Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes your acceptance of the new terms.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

10. Contact Us

If you have any questions about these Terms of Service, please contact us at [email protected]